Jason is considering an investment in Microsoft stock. His first step in the process is to examine the historical performance of the stock. He goes to Yahoo Finance and finds that the stock had historical stock had returns of 14.31%, 18.69%, 14.33%, 12.33%, and 24.86% for the past five years. What is the average return over this time period? What is the average geometric return over this period? What is the standard deviation of the returns?