Jasper is bequeathed a thirty-year deferred annuity that has a payment at the end of each third year. The first payment is for $18,000 and is made five years after she receives the inheritance. There is always an increase of $6,000 from one payment to the next. Find the value of her legacy at the time of the bequest, assuming that the annual effective interest rate remains level at 4%. Do this problem twice, once using Chapter 3 methods and once using Section 4.4 techniques. (Round your answer to the nearest cent.)