Javier and Anita Sanchez purchased a home on January $1$ of year $1$ for $$1,000,000$ by paying $$200,000$ down and borrowing the remaining $$800,000$ with a $6$ percent loan secured by the home. The Sanchezes made interest$-$only payments on the loan in years $1$ and $2.$

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b$.$ Assuming year $1$ is $2023,$ how much interest would the Sanchezes deduct in year $2?$