JeanClaude creates and signs a promissory note. He promises to pay Suzy $1,000 worth of French francs plus $500 worth of custom-made shirts on October 15, in exchange for Suzy's help in renovating his kitchen. The note is : nonnegotiable, because of JeanClaude's signature. negotiable, because all the elements of the note are valid. nonnegotiable, because it calls for payment in French francs. nonnegotiable, because it calls for payment in shirts