Jeff deposits 200 into a fund today and 300 twenty years later. Interest for the first 14 years is credited at a nominal discount rate of d compounded semiannually, and thereafter at a nominal interest rate of 3.4% compounded quarterly. The accumulated balance in the fund at the end of 26 years is 2000. Calculate d. 11.4% 11.79 12.1% 12.4% 12.9%