Jeff has $12,160 in his savings account and wants this to accumulate to $60,000 for a condominium down payment. Suppose he plans to make deposits of $860 at the beginning of every three months into this account which earns 5.9% compounded monthly. How long will it take to accumulate the $60,000 ? Choose calculator mode: Enter the future value as a positive value in the FV box below. Enter PV and PMT as positive or negative values based on FV being positive. Report N as a whole number