Jeff has the opportunity to receive lump$-$sum payments either now or in the future. Which of the following opportunities is the best, given that the interest rate is $5\%$ per year?

A$.$ one that pays $$1,000$ now

B$.$ one that pays $$1,200$ in two years

C$.$ one that pays $$1,500$ in five years

D$.$ one that pays $$1,800$ in ten years