Jeff sold at $65.95 per share, PEP stocks who were purchased a year ago at $58.25. During the year the stock paid dividends of $.25 quarterly. If tax rate on capital gains is 18% and marginal tax rate is 32%, how much is the after tax total return?

PRESENT YOUR ANSWER AS PERCENT, ROUNDED TO ZERO DECIMAL PLACES

DON'T USE THE PERCENTAGE SYMBOL, EX IF THE ANSWER IS 40% JUST WRITE 40