Jenny and Paul Hardin are relocating to Austin, TX. Jenny's new job will offer her $23,000 a year, while Paul's new income will be $31,500. Both of their employment packages promised annual increases. Jenny will get 4.25% and Paul gets 5.75% increases every year. After some research, The Hardins decided that they should live in Green Valley, a suburb of Austin so that their son Evan can attend the best school in the area. According to the Federal National Mortgage Association (FNMA), the qualifying income for the median priced house in the Green Valley area would be $55,100. 15. (5 pts) What would be the Housing Affordability Index (HAI)? I 16. (6 pts) What does this index mean for the Harding? Can they buy a house in Green Valley? And if not, how would make them able to? Given that the inflation rate is expected to be 3.5%. Assume that only income will be affected by inflation, and the median price of $55,100 will stay the same.