Jensen's Shipping wants to expand as soon as it can save $142 million. Towards that goal, the firm started saving three years ago and currently has $19.6 million saved. Starting today, the firm will add $12,000 a month to this savings account. The rate of return is 13.1 percent, compounded monthly. How long will it be from now before the company can expand? Select one: a. 191.27 months b. 191.23 months c. 191.30 months d. 178.07 months e. 178.03 months