Jeremy (35) is a single parent. If he dies prematurely, he would like his sister, Rita, to be the guardian of his young children. He has been thinking of leaving his estate to Rita to help her take care of the children, but he wants to make sure that she does not spend it all. Rita is a very poor money manager. Jeremy should: 

Write a codicil to his Will that spells out his wishes if he remarries. 

Include a trust in his Will with his children as beneficiaries and Rita as trustee. 

Include a trust in his Will with a person he trusts as trustee and his children as beneficiaries. Establish a trust now and transfer in the assets he would like Rita to have to support the children.