Jerry calculates that if he makes a deposit of $6 each month at an APR of 4.8%, then at the end of two years he'll have $100. Benny says that the correct amount is $159. The Regular Deposits Rule of Thumb should be helpful here. Find the correct balance after two years. (Round your answer to the nearest cent.)

RULE OF THUMB 4.4 Regular Deposits Suppose we deposit money regularly into an account with a fixed interest rate. 1. The ending balance is at least as large as the total deposit. 2. The ending balance is less than the amount we would have if the entire deposit were invested initially and allowed to draw interest over the whole term. 3. These estimates are best over a short term