Jerry Carter's home is currently valued, on a replacement cost basis, at $400 comma 000. When he last checked his policy, his home was insured for $294 comma 352 and he did not have an inflation guard endorsement. If he has a $25 comma 088 claim due to a kitchen fire, how much will his homeowner's insurance policy pay? How much would be paid if his home were totally destroyed? In order to obtain full replacement coverage, how much insurance should Jerry carry on his house? If he has a $25 comma 088 claim due to a kitchen fire, his homeowner's policy would pay $ nothing. (Round to the nearest dollar.)