Jerry Jobchanger, aged 32, terminated employment with Midsize Corporation in order to take a job with Mega Corporation as a system analyst. He was in both a defined benefit plan and a 401k at Midsize. The present value of his accrued benefit in the defined benefit plan is $4,200 and the 401k account balance is $9,500. He has come to you to discuss what he should do with his pension distribution from Midsize. He has also told you that he will not be eligible for Mega Corporations pension plans for one year. He is thinking about withdrawing both benefits and buying a car better suited for his position as a young executive. Discuss options with him.