Jesse is thinking about signing loan paperwork to buy a used truck for $12,000.00. He looks over the paperwork and thinks the company made an error in the terms of the loan. The agreed upon interest rate was 5.2% and a total repayment amount of $13,872.00. The paperwork says the loan is for 4 years. Jesse believes the number of years is incorrect. If he is correct, what should the length of the loan be, in years