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Jessica and Dawn want to sell their business. They have received two offers. If they accept offer A they will receive $61,000 immediately and $20,000

Jessica and Dawn want to sell their business. They have received two offers. If they accept offer A they will receive $61,000 immediately and $20,000 in 3 years. If they accept offer B, they will receive $37,000 now and $3,000 at the end of every 6 months for 5 years. If the interest rate is 6.67%, which offer is better?

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