Jessica has an insurance policy that will pay her an annual annuity of $430 at the end of each year for a total of 10 consecutive years. However, the terms of the policy are such that the annuity's first payment will not be made until the end of year 4. Determine the present value of Jessica's policy if the interest rate is 4%. $ Place your answer in dollars and cents. DO NOT USE A DOLLAR SIGN OR A COMMA IN YOUR ANSWER. Work your analysis using at least four decimal places of accuracy