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Jessica's primary residence is located in Hancock County. She has coverage under both the MRPIUA and MWUA policies. Her dwelling was damaged when wind tore
Jessica's primary residence is located in Hancock County. She has coverage under both the MRPIUA and MWUA policies. Her dwelling was damaged when wind tore off shingles-and water entered the living room and bedroom. Because she was away on business when the loss occurred, Jessica did not know about the damage until she returned a week later. When she returned, she found the damage which included mold due to the time that had passed remediation could begin. Which of the following statements is most true about Jessica's coverage? Neither policy will cover the damage to Jessica's dwelling because mold is present and mold is specifically excluded. Jessica can find coverage under her MRPIUA policy for wind damage. The policy will exclude damages which are solely caused by mold and will pay for damages which are caused by wind and ensuing water damage including any overlapping mold damage
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