Jetta Hernandez is a single parent with two children and earned $64,800$ a year her employees group life insurance policy would pay $2\mathrm{.}5$ times her salary she also has $86,400$ saved in a $401($k$)$ plan $7200$ A mutual fund and $4320$ certificate of deposits she wants to purchase term life insurance for $15$ years until her youngest child is self$-$supporting she is not concerned about her outstanding mortgage as a child would live with her sister in the event of Joetta's death assuming she can receive a $2\%$ after tax after inflation return on insurance use the earning method to calculate her insurance needs how much more insurance does Jada need to buy what other information would you need to know to use the needs approach to calculate Joetta's insurance coverage assuming she can receive a $2\%$ after tax after inflation return on insurance proceeds and using the earnings multiple method Joetta insurance needs is what