Jiang has received his Choice of Superannuation Funds form from his employer. He is undecided

whether to contribute to the FlexE Superfund or the PeqSA Superfund. He believes that both funds

are very similar and that the only significant difference between them is the FlexE Superfund has an

ICR of $0\mathrm{.}9\%$ while the PeqSA Superfund has an ICR of $2\mathrm{.}2\%.$

If Jiang was to contribute $$5000$ p$.$a$.$ for the next $20$ years and the investment return for each

fund was $7\%$ p$.$a$.$ before the application of the ICR, what would be the future value of Jiang's

superannuation in each fund?