Jill and Sam are a young couple seeking financial advisement. The following are the mandatory financial requirements; account balances; $500,000.00 balance in savings, $500,000.00 in need of loans (mortgages, car loans, and credit cards), and $500,000.00 available for investment (bonds, stock, funds, T-Bills, etc.). All mortgage loan products and yields are to be calculated for twenty-year terms and all deposit accounts or investments accounts are to be calculated for one full year (including all dividends as appropriate).

1) Identify, discuss 10 financial products that can be used, define them (mortgage, savings account, DDA..etc) All products and services listed should be age appropriate.Define and describe the product attributes and the functions of each products, the cost associated with each of the products, (i.e. monthly checking fees),