Jill is about to sign with the WNBA, and her team is offering to defer some of her salary. You are her agent: assuming that Jill does not need money desperately, which would be the best decision for Jill (in terms of present value of future money)? (at 8% discounted interest rate)

Option 1) $100,000 now

Option 2) $148,000 in 5 years