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Jillian has just started her first job with a $30,000 salary at a company with a defined contribution retirement savings plan that will match 100%

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Jillian has just started her first job with a $30,000 salary at a company with a defined contribution retirement savings plan that will match 100% of her contribution up to 4% of her gross salary. She figures she can afford to save $3,000/yr for her retirement. What should Jillian ideally do? 28

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