Jillian has just started her first job with a $31,000 salary at a company with a 401(k) plan that has a 50% match up to 7% of her gross salary. She figures she can afford to save $3,000/yr for her retirement. Based on our ""plan of action for investing"" for retirement, how many dollars of her annual savings should Jillian contribute to her 401(k) each year, assuming there are no contribution limits for IRAs?