Jim and Ann bought a house with a down payment of $18,000 and a $106,000 loan. The loan was for 25 years at a 4.3% interest rate. Closing costs amounted to an additional 1.1%. Two years later they were transferred and sold the house for what they paid for it, $124,000. The real estate agent charged a 4% fee for selling the house. Find the average monthly cost of the house taking into consideration the monthly payments, the costs of buying and selling, and the equity built up over 2 years. (Round your answer to the nearest cent.)