jim and sue have a combine annual income of $96,400. They can get a 20 year, 90% conventional loan at 8.75% with a monthly payment of $8.84 per 1000 borrowed. A house they like has annual taxes of $3200 and can be insured for $1500 a year. If the lender uses 28/36 qualifying ratios and they have no other debt, how many financing can Jim and Sue qualify for?