jim and sue have a combine annual income of $96,400. they can get a 20 year, 90% conventional loan at 8.75% with a monthly payment of $8.84 per 1000 borrowed. a house they like has annual taxes of $3200 and can be insured for $1500 a year. if the lender uses 28/36 qualifying ratios and they have no other debt, how many financing can jim and sue qualify for?