Jiminy's Cricket Farm issued a 20-year, 7 percent, semiannual bond four years ago. The bond currently sells for 108 percent of its face value. What is the aftertax cost of debt if the company's combined tax rate is 23 percent? O 4.96 percent O 4.78 percent 0 4.15 percent O 4.12 percent O 3.86 percent