Jimmy is married and 40 years old. He plans to retire in 20 years (and stop working at that time). Jimmy currently makes $60,000 he has the following needs cash needs of $30,000, income needs of $140,000, and special needs of $100,000. Jimmy has the following assets: $20,000 in bank accounts, $30,000 in retirement plans, and $40,000 in investment accounts. What death benefit amount would you recommend Jimmy purchase? Use the needs approach and assume Jimmy will have sufficient retirement assets when he retires. Round your answer to the nearest thousand. O a. So O b. $270,000 O c. $90,000 Od $180,000