Joan Lucky won the $$45$ million lottery. She is to receive $$1\mathrm{.}6$ million a year for the next $20$ years plus an additional lump$-$sum payment of $$13\mathrm{.}0$ million after $20$ years. The discount rate is $15$ percent.

What is the current value of her winnings? Use Appendix B and Appendix D$.($Round $"$PV Factor" to $3$ decimal places. Enter your answer in dollars, not millions of dollars, e$.$g$.,1,234,567.)$

Current Value?