Joan Lucky won the $85 million lottery. She is to receive $2.6 million a year for the next 30 years plus an additional lump-sum payment of $7.0 million after 30 years. The discount rate is 6 percent. What is the current value of her winnings? Use Appendix B and Appendix D. (Round "PV Factor" to 3 decimal places. Enter your answer in dollars, not millions of dollars, e.g., 1,234,567.) Current Value $ 37,007,330