Joe, a $40-$year old accountant, works for a large manufacturing firm. Joe's wife, Phyllis, paid $$5$ for each of her prenatal visits with both of their children, Amy and Louise. Phyllis' hospitalization for brain surgery last year was covered in full. Amy and Louise receive well$-$child pediatric care for $$5$ per visit. When Amy broke her leg last spring, all expenses were covered. When Louise was hospitalized with pneumonia, all expenses were covered. Joe pays his psychiatrist $$15$ for each of his weekly sessions. Care can be provided outside of the network, but higher costs are charged by the health care provider. What kind of health insurance does Joe have?

HMO

traditional

medicare

PPO