Joe, a co-worker, has asked your assistance in calculating future value. John's investments are as below. The returns are expected to stay constant. He would like to know 2 things: 1. If he invests an additional $4000 per year for the next 10 years what will he have in his investment account? 2. If his return is 5.5% and he still invests $4000 per year for the next 10 years, what will he have in his account with that return?

Portfolio	amount	return
Stocks	200,000	0.09
Mutual	400,000	0.07
Bonds	200,000	0.03