Joe asked Leroy, an insurance agent for a large insurance company, to issue him a homeowners' insurance policy in exchange for payment of $500.Joe paid in full and, during a hurricane, said insurance company refused to pay for water damages caused by high winds and flooding.They claim it is "Not Covered."Joe did not ask any questions before paying and Leroy never advised Joe that he was not covered.

a.Is there a contract?

b.Was it breached?

Jack and Jill are neighboring gardeners at their local community garden. While discussing tomatoes, Jill says, I have these magical corn beans in my car.They can grow eight ears of corn per bean in less than two weeks."I will trade you ten of them for ten of your jumbo tomatoes" that will ripen in two weeks. Jack agrees and plants the beans.Two weeks later, Jill demands the award winning tomatoes and Jack, who has two ears of corn refuses.

a.Is there a contract?

b.Was it breached?