Joe buys a red Mustang from Richmond Ford, pays for it, gets the title, and tells Richmond Ford that he'll pick it up the next week. Before Joe picks it up, Richmond Ford has a fire and the Mustang is destroyed. As between Richmond Ford and Joe, who bears the loss?

Group of answer choices

Joe because he completed the sale and received the title.

Joe because Richmond Ford had tendered delivery

Richmond Ford because Joe had not taken possession

They must split the loss equally