Joe Cool, a good old country boy who has moved to the big city, had never locked the doors at his house in the country. Now that he has moved to the big city, he still often forgets to lock his doors. On one of these days, someone came into his home and stole, among other items, his checkbook and debit card. Joe Cool only writes a few checks a month, so he did not know until 2 weeks later that the checkbook and debit card were missing. Joe Cool had partially filled out a check, which he had planned to use to make final payment to a carpenter who was to do some work the following week in Joe Cool's condominium. Joe Cool had signed the check and filled in the carpenter's name, but had not filled in the amount because he did not know the carpenter's charges. It turns out that the thief was this carpenter who had noticed that Joe Cool did not keep his door locked when he went to Joe Cool's to estimate the job. The thief filled out the amount on the signed check as $1,500. In addition to the incomplete check made to him, the thief forged three other checks and deposited them. Lastly, when Joe Cool and the carpenter agreed on the work, Joe Cool wrote a $200 check to the carpenter that had not been paid when Joe Cool discovered the thefts. Joe Cool placed a valid stop-payment order on the $200 with his bank, but the bank paid this check anyway 5 days later. All of the other checks were also paid by Joe Cool's bank. In addition, the thief used the debit card in a $3,000 transaction. Discuss the liabilities of Joe Cool and the bank. Don't worry about the carpenter's liability - he's ultimately liable for all of the checks. JOE COOL. BANK$1500 check $200 check Forged checks Debit Card