Joe is a non-exempt employee who worked 39 hours in week 1 of the pay period. It was a holiday week, so he also had 8 hours of holiday pay. In the second week, Joe worked 41.5 hours. Joe pays 64.32 each pay period for medical insurance, and contributes 6% of his salary to a 401(k). Joe, a Missouri resident, files his taxes as head of household with 2 deductions. McMillan Enterprises contributes $150 per pay period to health insurance costs. If Joes makes $16.75 an hour, how much will Joes net pay be for this payroll period?