Joe is getting ready to buy a car. At the same time, he has $23,000 in investments earning 5.0% annually. The car also costs $23,000. If he doesn't pay cash for the car, Joe can get a loan at 4.3% interest for 4 years. The loan is structured so that Joe pays one final payment at the end of 4 years. The final payment includes the principal plus all interest accrued over 4 years. If Joe takes the loan will he have enough money available from his investments to make the final payment? How much will he be short/have to spare? 

A. Yes; $650.79 

B. No; $738.09 

C. Yes; $738.09 

D. No; $650.79