Joe is planning for retirement. He plans to work for 25 more years. For the next 10 years, he can save $3,000 per year (with the first deposit being made one year from now), and at that time, he wants to buy a $40,000 car. How much will he save in years 11 through 25 so that he has exactly $300,000 saved up when he retires? Assume that he can earn 10% interest compounded annually for each of the hext 25 years. [PMT=8,415.02]