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Joel and Diana have been married for 25 years. They want to ensure that should either of them become unable to perform the activities of

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Joel and Diana have been married for 25 years. They want to ensure that should either of them become unable to perform the activities of daily living, they would not become a burden on their children or the other spouse. Which of the following is the most effective plan to address their concern? LTC Insurance Cl Insurance DI Insurance Permanent Insurance by

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