"Joey has an outstanding credit card balance of $9,853 carrying an APR finance rate of 17.4% (note interest will be compounded monthly) and requiring minimum monthly payments of $205 per month -If only the minimum monthly payment is made, how many months will it take to completely pay off this credit card balance (assuming no new charges)?"

84.0

82.9

56.4

86.0

48.1

70.6

97.4