John also owns a 2009 BMW motorcycle, which he thinks is worth $7,000. He bought it about two years ago for $9,900, financed it for four years at 5.99%. He still owes $______ on the bike after 24 payments, and his payments are $______ month. Johns combined vehicle insurance for both his car and motorcycle average $275/month, while Lauras auto coverage is $205 monthly.