John, an unemployed 19-year-old who left school at 14, entered into a contract with Brown Suppliers Pty Ltd. The contract stated that John would receive a different electrical appliance each month for the next 12 months. The goods are supplied at wholesale prices but with a 20 per cent surcharge for interest and service. John finds out that he is paying more for the appliances than the normal price in the stores, and feels the contract is unfair.