John buys a new solar power energy grid worth $$88,227$ for his company's warehouse. The contract stipulates payments will use a nominal interest rate of $9\mathrm{.}9\%$ compounded monthly for $59$ months. John agrees to pay $$14,000$ as down payment on the condition that the first payment will not be until the start of month $12$ if he pays interest on the current balance until he begins payments. Determine the monthly payments.