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John claims that Jane owes him $1000. John tells Jane if I don't have the $1000 by friday at noon, well you know, sometimes houses

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John claims that Jane owes him $1000. John tells Jane "if "I don't have the $1000 by friday at noon, well you know, sometimes houses burn and you don't know the cause." Jane complains that what John said was illegal. John says that he never directly said to Jane that he would start fire on her house if he does not get paid. Was John's collection tactic lawful? Why or why not

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