John is 32 years old and lived with his step-grandfather Albert until he died a few months ago. John grew up without basic education and was mainly taught about survival and everyday living by Albert, who was also illiterate. Albert owned a 7-acre land with a small farmhouse which he inherited from his father. Unbeknownst to John and Albert, the land was believed to have contained precious minerals. In addition, Albert had life insurance with John as the beneficiary for the sum of $500,000.00 Lisa is a local Lawyer who discovered documents from the archives that indicated that there was gold in the land belonging to John and Albert. She had approached Albert 2 years before his death offering to buy the land but Albert refused as the land had been passed down for generations. Lisa was the lawyer for Albert and prepared the Will for Albert to transfer the property to John upon his death. Upon learning of Albert's death, Lisa thought it was an opportunity to buy the land and mine it. Lisa approached John one day and told John he needed to sign some papers to ensure that the land was registered in John's name. John, with his limited knowledge and with the knowledge that Lisa had been looking after the dealings with Albert's property, agreed to sign the papers. These were in fact, transfer papers from John to Lisa. One week later, John was visited by Richard, an employee of the Insurance company. Richard had a habit of making bad investments. When he found out about John's claim for life insurance, he took up the case folder as he was also friends with John and knew about John's background. During the visit, Richard explained about the claim and told John that it was a wise decision to invest the money in Richard's investment company. Richard also said that the money would ensure that John got his returns 50% more than his investment. John had no reason to doubt Richard as he was a friend and agreed to sign off the transfer of the funds to Richard. 2 weeks later Covid19 pandemic closed down businesses and John lost his investment.

John has come to you to seek legal advice on the possibility of a claim against both Lisa and Richard. Advice John and discuss the possible defenses that can be raised by both Lisa and Richard