John is interested in constructing a diversified investment portfolio within his monthly budget of $100. As his financial advisor, offer recommendations for achieving diversification while adhering to his budget. In your response, highlight the advantages of certain investment vehicles that can provide diversification benefits, especially for an investor with limited funds. A start-up company requires additional capital. The company has not yet generated a profit and needs significant investment to launch a new product with the potential for substantial returns. Would an IPO be a suitable method for raising equity capital in this scenario? Furthermore, identify another form of capital raising that this firm is likely to benefit from the most. Provide explanations for your responses