John likes to party and is known to use illegal substances even though he works $100$

hours a week as an investment banking analyst. His brother George is in graduate school

and runs $10$ miles every day to keep himself sharp and in a good physical shape. Given

this information you can conclude that:

George has a high personal discount rate because he values his health.

John has a high personal discount rate because he values the future more than the

present.

George has a low personal discount rate because he values the present more than the

future.

John has a high personal discount rate because he values the present more than the

future.