John wants to buy a car and needs to borrow $ 5,000 from the bank. Calculate the annual payment to the bank for each of these scenarios:

a) He wants to pay off the car loan in two years and interest rate is 5%

b) He wants to pay off the car loan in 1 year and the interest rate is 4%

c) He wants to pay off the car loan in 5 years and the interest rate is 10%

d) He wants to pay off the car loan in 4 years and the interest rate is 5%

e) How did you calculate this? And what is the relationship between the annual payment and the interest rates?