Johnnys Hardware Stores sales were $575,000 during 2019, and its year-end assets were $460,000. For 2020, sales are expected to grow by 6%, and since the firm is operating at full capacity, its assets must grow in proportion to sales. Its current liabilities consisted of $75,000 of accounts payable, $30,000 of notes payable, and $60,000 of accruals. Its after-tax profit margin is forecasted to be 18%, and the firm plans to pay out 30% of its earnings. Based on the AFN equation, what is the firms additional funds needed (AFN) for 2020? (HINT: do notes payable spontaneously increase with sales? Show all work.)